Life, Annuity,Medicare and Long-Term Care Insurance
My Mission is to provide Financial Wealth and Peace of Mind
Christine Aderhold began her career in the insurance industry in January 2000 as a life insurance agent with MetLife Insurance Company. In January 2001, Christine left MetLife to continue her career as an insurance agent with New York Life Insurance Company. In 2018 Christine chose to align herself with PIMSCO of Florida, as an Independent Insurance Agent, representing the global leaders in Life, Annuity, Medicare and Long term care Insurance.
As an independent agent, I am passionate about helping my clients with a personalized hands on approach. Since every client has his or her own unique insurance needs and financial goals, I take the time to educate, evaluate, discuss, and determine what products and companies not only meet, but exceed my client’s expectations.
About Us
Protecting Futures
I have over 25 years of experience helping clients prepare for their future needs. Ask me about Life Insurance, Annuities, Medicare and Long-Term Care Insurance.
Representing only the highest A rated insurance companies, you can feel confident in knowing your most important assets will be protected.
"My mission is to provide insurance products that bring
financial wealth and peace of mind."
Life Insurance
Unexpected events or an unexpected decline in health can create unforeseen financial devastation. Don’t wait for the unforeseen to happen. Call me today, so we can review your life insurance needs and get you covered with insurance that fits your most immediate needs and future financial goals. In an ever changing world, it’s important to have peace of mind in knowing that you have a life insurance policy that will provide financial protection for you, your family, and business.
Permanent Life Insurance has many benefits.
Ask about the tax deferred cash accumulation and living benefits that can be used to buy a house, fund college, start a business, supplement your retirement.
The best time to buy life insurance is when your healthy.
Protect yourself and your loved ones today.
Are you familiar with the different types of life insurance?
If you would like to learn more about the many benefits of term and permanent life insurances, call me today!
(727) 215-5600
Annuities
What is an Annuity?
An annuity is a contract between you and an insurance company in which the company promises to make periodic payments to you immediately, or at some future time. An annuity offers a way to reduce taxes and receive a guaranteed income in retirement.
How can an Annuity benefit my retirement?
If you're looking for a guaranteed income stream, an annuity may be a great way to complement your retirement, with guaranteed income for life, for a certain period of time, or as legacy protection for your beneficiaries
What are the tax advantages of an Annuity
for myself and for my loved ones?
Similar to life insurance, annuities offer tax-deferred growth and are most often exempt from probate, so your loved one can avoid lengthy probate and attorney fees.
Which annuity is right for me?
While there are a variety of ways to reach ones financial and retirement goals, there are many types of annuities that one may want to consider to compliment their current retirement plan.
If you would like to schedule an appointment to discuss your retirement goals, we can further discuss the different types of annuities.
I'm proud to announce that in 2024, my clients were able to take advantage of a 32% premium bonus!
Medicare
As an experienced agent who has worked in the senior market, providing Medicare Supplement and Medicare Advantage plans, I understand how overwhelming Medicare can be. While most Medicare beneficiaries are overwhelmed with navigating Medicare. I help my clients through every step of the process, from applying for Medicare Part A and Part B to finding the right plan that provides coverage so you may see your preferred doctors and cover all prescriptions. Many plans have extra benefit s as well!
Representing only the highest rated Medicare insurance companies, United Healthcare, Peoples Health, Humana, Aetna, United American, BCBS, or Wellcare (a Centene company). Together, we will choose a Medicare plan to fit your unique needs. Being thorough, building close relationships, and staying in contact with my clients is important to myself, and to my clients.
I provide above and beyond service to my clients.
I am grateful for the client referrals that continue to grow the business I have today. In gratitude of your trust and business, I promise to be your lifelong agent.
Since Education is key to making an informed decision
Please join me for my Free 2025 Medicare seminar series
Contact me today for a Complimentary Evaluation
LONG-TERM CARE INSURANCE
- What are the benefits of a Long-Term Care Plan?
With modern healthcare people are living longer lives that increase the potential for extended care due to illness, injury, and the natural aging process.
While some have the financial and family structure to provide for their family members, many families do not have such support systems in place. Even with the most thoughtful plan and careful consideration, the future has unexpected events that could negatively impact a plan.
If you are planning for your retirement years, it's important to not only to review one's retirement plan, but to also consider the cost of long-term care, and the many benefits that a policy can provide today.
Did you know?
- 70% of Americans will need some sort of care during their lifetime
- In-home healthcare can exceed $75,000 a year
- In 2025, the cost of a private room in a facility can exceed $120,000 a year
- The average number of years of care is between 2.2 to 5 years
Did you know that Long-term Care premiums are tax-deductible?
Yes, there are tax advantages to investing in a Traditional Long-Term Care insurance policy. Policy owners can take advantage of tax-deductions
with premium payments towards a Long-term care policy.
To protect your savings and family wealth, one may consider a Long-Term Care plan, a Life insurance policy, or an Annuity that has tax advantages, cash accumulation, LTC benefits, and a tax-free death benefit for your beneficiaries.
Please feel free to contact me to further discuss the variety of policies available, and if a policy that offers Long-Term Care benefits is appropriate for you.
A Long-Term Care Plan can protect your savings and provide
Peace of Mind